Term Life


Term life insurance is the simplest form of life insurance and generally has the lowest out-of-pocket cost to provide death benefit protection for your loved ones should you die. 

Low initial premiums make term insurance a practical alternative to permanent coverage, however, term premiums will eventually increase. If carried on, the annual premiums are likely to exceed the level premiums that could have been had with a permanent policy, without the benefit of building cash values.


With term life insurance, you choose the life insurance protection for a specific period of time. This offers you the flexibility of choosing affordable protection including:

  • 10-year term insurance

  • 15-year term insurance

  • 20-year term insurance