Annuities

Guaranteed income throughout retirement


Annuities can provide an extra layer of protection, while also helping you build up the assets you’ll need to not only survive retirement, but also thrive throughout retirement. For example, Fixed Indexed Annuities offer higher growth potential than CDs or treasuries, but ensure you can’t lose any retirement assets due to poor market performance.


When you purchase a fixed index annuity (FIA), you’re buying a product that may help you accumulate retirement assets and then turn them into a source of income that will last for the rest of your life.


Fixed index annuities let you allocate your money to either:


•    A fixed interest account that will accumulate

     assets at a set rate each year; or
•    Index-based crediting strategies that will 

     grow based, in part, upon the performance

     of market indices (collections of securities

     that represent a portion of the overall

     market), like the S&P 500
 

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